If you've been injured in a slip-and-fall, it's important to understand the legal process behind settlement and compensation. Here are the three most common slip-and-fall accident myths.
Myth #1: Slips-and-Falls Are Always Covered by Home Insurance
When it comes to homeowner's insurance, the only slip-and-fall accidents they'll pay for are ones that were caused by the negligence of the homeowner. While this can sometimes be difficult to prove, it is possible to prove negligence if there is proper documentation and witnesses.
If you've fallen in someone's home and believe it was due to their negligence, the first thing you should do is ask the homeowner for their home insurance company's information. It's important that you report a claim as soon as possible. If they're reluctant to give you this information, your only course of action may be to hire a personal injury attorney and sue them.
Myth #2: All You're Required to Do Is File a Claim with the Insurance Company
As mentioned above, you must prove the slip-and-fall accident was caused by the negligence of the homeowner. In cases such as these, it's advised that a slip-and-fall victim consult with a personal injury lawyer as soon as possible. An experienced attorney can help you collect the documentation you need to prove negligence.
One of the most important things to document is what the homeowner says in relation to the fall. If they admit fault, it's a lot harder for them to backtrack later on. If there were witnesses, it's important that you document their side of the story. While a home insurance company may claim the homeowner never admitted fault, even when they did, it can be a lot harder for them to dispute witnesses. Another helpful tip is to take pictures of the accident scene immediately following the accident, assuming you're able.
Myth #3: You'll Be Required to Appear in Court
The majority of personal injury cases are usually settled outside of the courtroom. This is great news for personal injury victims, as appearing in a courtroom is enough to make some people avoid filing a claim altogether.
If you've been injured by a slip-and-fall, working with a lawyer will make it very likely that you'll settle outside of court. Experienced lawyers know how to deal with insurance companies and get you the compensation you deserve.
While slip-and-fall accidents can be traumatic, you don't have to deal with the aftermath alone. Contact a personal injury attorney like Hagelgans and Veronis who is experienced in slip-and-fall cases. With the proper help, you could be well on your way to the settlement you deserve.